The financial supervisory authority will in the late autumn to submit their proposals on toughening the requirements to the government, and hope for a clear yes or no to the proposal.
It said Erik Thedéen, FI’s director general, on Tuesday, according to Bloomberg News.
According to the proposal, which was presented in may, all new bolånetagare who borrow more than 4.5 times their gross income to pay off 1 percentage point more of the mortgage per year than what they needed to do in the day.
Erik Thedéen said that the proposal aims to reduce the debt ratio in households with large debt.
He noted that higher capital requirements on banks has little impact on the increase in private debt, but the effects on banks ‘ stability, and it therefore requires more direct measures to mitigate the increase in debt.
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